Mortgage Discovery

Discovery Notices to Annul
Mortgage Hold By Fraudsters

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IMPORTANT NOTICE - PLEASE READ
Discovery notice process for Mortgage Annulment
Legal and Lawful Notice:

ALL NOTICES sent signed for by Royal Mail, (to hold safely as proof of receipt and receipt number to be used later)

The discovery process is an important element in laying out questions that the other party is asked to answer. This process sets up a 'paper trail' through which subsequent processes are established to have been researched and it shows that a process of asking for certain factual, material and true elements have not been answered along an accepted time line under the Common Law.
Once this discovery process  of 3 notices has completed it then enables the serving party to then proceed with the final notice delivery process, The serving of damages via a lien by way of an Affidavit of Obligation.
Keep an eye of terminology (above) used and understood in completing these templates. 

IMPORTANT: Please make sure you replace all advisory text found in the templates, from the final Notice. Read through, make sure you have not left any notes or italicised details in the final notice. Also make sure you have CAPITALISED where stated etc. These are vital and important documents and you must make sure you get them absolutely right.

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Each Notice carries your Full Name, Address and Postcode - you can place it how you like or as you normally do when composing a letter - top centre, right or usually preferred
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PRIVATE & CONFIDENTIAL
ROBIN HOODY (CEO)
ROBIN HOODIES LIMITED
REGISTERED OFFICE

DATE

NOTICE OF CONDITIONAL ACCEPTANCE

NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT

 Dear ROBIN HOODIES,
 Re: Mortgage Bandits Account Number ################

I hereby serve notice that I conditionally accept the alleged debt and will use my very best endeavours to settle and close the account in the most expedient manner possible, upon receipt of copies of the following items:

1. The original mortgage contract, signed by both parties and including all the individually negotiated terms and conditions, as per section 2 of the Law of Property (Miscellaneous Provisions) Act 1989.
2. All bookkeeping entries associated with the alleged loan.
3. The original mortgage deed associated with the alleged loan, which must comply with section 1 of the 1989 Act.
4. The insurance policy on the borrowers’ note associated with the alleged loan.
5. The call reports for the period covering the alleged loan.
6. The deposit slip for the deposit of the borrower’s note associated with the alleged loan.
7. The order authorising the withdrawal of funds from borrower’s note deposit account.
8. The account number from which the money came to fund the alleged loan to the borrower.
9. Any allonge, front and back, affixed to the borrower’s note for endorsements.
10. Verification that the borrower’s note was a free gift to the alleged lender from the alleged borrower.
11. The name and mailing location of the current holder of the borrower’s note.
12. The name and mailing location of the lender’s chartered accountant and auditor for the period covering the alleged loan.

 Please deliver these reasonably requested items within 7 days of your receipt of this notice at the mailing location provided herein. Failure to do so will comprise the tacit procuration of your agreement that your company is unable to verify and validate the alleged loan, which may result in the initiation of a commercial injury claim to cure the injury done to NAME OF MORTGAGOR.
With sincerity and honour,

[Wet signature here]

By: Upper-Case:Lower Authorised
Representative for NAME OF MORTGAGOR
All Rights Reserved – Without Prejudice – Without Recourse – Non-Assumpsit
Errors & Omissions Excepted – Strictly no rights of Usufruct 
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Following non receipt or inadequate response (meaning ALL questions not answered fully) this goes out
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Each Notice carries your Full Name, Address and Postcode - you can place it how you like or as you normally do when composing a letter - top centre, right or usually preferred
============================================
PRIVATE & CONFIDENTIAL
ROBIN HOODY (CEO)
ROBIN HOODIES LIMITED
REGISTERED OFFICE

DATE

NOTICE OF OPPORTUNITY TO CURE

NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT

Dear ROBIN HOODIES,
Re: Mortgage Bandits Account Number ################
 I hereby serve NOTICE OF DISHONOUR & OPPORTUNITY TO CURE. Therefore, please provide me with the following items without delay:

1. The original mortgage contract, signed by both parties and including all the individually negotiated terms and conditions, as per section 2 of the Law of Property (Miscellaneous Provisions) Act 1989.
2. All bookkeeping entries associated with the alleged loan.
3. The original mortgage deed associated with the alleged loan, which must comply with section 1 of the 1989 Act.
4. The insurance policy on the borrowers’ note associated with the alleged loan.
5. The call reports for the period covering the alleged loan.
6. The deposit slip for the deposit of the borrower’s note associated with the alleged loan.
7. The order authorising the withdrawal of funds from borrower’s note deposit account.
8. The account number from which the money came to fund the alleged loan to the borrower.
9. Any allonge, front and back, affixed to the borrower’s note for endorsements.
10. Verification that the borrower’s note was a free gift to the alleged lender from the alleged borrower.
11. The name and mailing location of the current holder of the borrower’s note.
12. The name and mailing location of the lender’s chartered accountant and auditor for the period covering the alleged loan. 

Failure to deliver these reasonably requested items within 7 days of your receipt of this notice at the mailing location provided herein will comprise the tacit procuration of your agreement that your company is unable to verify and validate the alleged loan, and in so doing, your company may be in breach of the Fraud Act 2006, which clearly states:
3. Fraud by failing to disclose information
A person is in breach of this section if he— (a) dishonestly fails to disclose to another person information which he is under a legal duty to disclose, and (b) intends, by failing to disclose the information— (i) to make a gain for himself or another, or (ii) to cause loss to another or to expose another to a risk of loss.

In the event that this notice is dishonoured and it is established by the facts of the matter that your company has committed fraud, please take notice that NAME OF MORTGAGOR will begin any and all administrative and/or judicial proceedings deemed necessary, in order to recover three times the value of your company’s invalid claim in damages, plus the principal allegedly owed.

With sincerity and honour,

[Wet signature here]

By: Upper-Case:Lower Authorised
Representative for NAME OF MORTGAGOR
All Rights Reserved – Without Prejudice – Without Recourse – Non-Assumpsit
Errors & Omissions Excepted – Strictly no rights of Usufruct
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They then have refused or simply not replied with full answers to your questions - this then goes out

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PRIVATE & CONFIDENTIAL
ROBIN HOODY (CEO)
ROBIN HOODIES LIMITED
REGISTERED OFFICE

DATE

NOTICE OF DISHONOUR

NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT 

Dear ROBIN HOODIES,

Re: Mortgage Bandits Account Number ################

Following your company’s dishonour of the NOTICE OF CONDITIONAL ACCEPTANCE dated ______________ and the NOTICE OF OPPORTUNITY TO CURE dated ____________, I hereby serve NOTICE OF DISHONOUR.

For the avoidance of doubt, pursuant to the terms set forth in the aforementioned notices, ROBIN HOODIES and NAME OF MORTGAGOR are now in agreement that:

1. There is no valid and enforceable mortgage contract in existence.
2. All bookkeeping entries associated with the alleged loan are being concealed by ROBIN HOODIES.
3. There is no valid and enforceable mortgage deed or charge operating as a deed in existence.
4. The insurance policy on the alleged borrower’s note is being concealed by ROBIN HOODIES.
5. The call reports for the period covering the alleged loan are being concealed by ROBIN HOODIES.
6. The deposit slip for the deposit of the alleged borrower’s note is being concealed by ROBIN HOODIES.
7. The order authorising the withdrawal of funds from the alleged borrower’s note deposit account is being concealed by ROBIN HOODIES.
8. The account number from which the money came to fund the alleged loan is being concealed by ROBIN HOODIES.
9. Any existing allonge, front and back, affixed to the promissory note for endorsements, are being concealed by ROBIN HOODIES.
10. Verification that the note was a free gift to the alleged lender from the alleged borrower does not exist.
11. The name and mailing location of the current holder of the note are being concealed by ROBIN HOODIES.
12. The name and mailing location of the alleged lender’s chartered accountant and auditor for the period covering the alleged loan are being concealed by ROBIN HOODIES.

With sincerity and honour,

[Wet signature here]

By: Upper-Case:Lower
Authorised Representative for NAME OF MORTGAGOR
All Rights Reserved – Without Prejudice – Without Recourse – Non-Assumpsit
Errors & Omissions Excepted

When this is not responded to or does not comply with original requests then 
the next stage of letters goes out: See them here